Personal Finance

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Student Loan Repayment Strategies & Pro Tips

with Nikki Vachon

Mar

Next session: March 7th, 2025

Price not available More Info

There are many different facets to the student loan program that can be powerful in helping you achieve your financial goals but also can be confusing. If you are struggling with your payments, did you know there are several income-based repayment plans as well as deferment or forbearance? Did you know you could get .25% off your interest rate if you sign up for auto-debit on your federal loans? Do you know you can work towards loan forgiveness now if you work for a non-profit, government or tribal agency? Whether you have recently graduated from college or have been repaying your student loans for a long time, join us to learn how to best manage your student loan repayment.

Understanding and Managing Budgets

with Mind Edge

$79 More Info

A budget is a detail of expenses and incomes for a set period of time. This introductory-level course covers budgets and how they are used in organizational settings including the uses and functions of master budgets, operating budgets, sales, production and cost of goods sold budgets, and cash budgets. You will also learn about the budgeting process, and how organizations are using different budgeting techniques to overcome operating challenges.

Follow this link to register:https://catalog.mindedge.com/rsu19/courses/1165/understanding-and-managing-budgets

Enter code RSU19 at checkout for a limited time discount!

Class has begun

Managing Cash Flow

with Mind Edge

$79 More Info

This completely online and self-paced one-module course utilizes Inc. Magazine's prize-winning editorial content to introduce basic concepts related to managing cash flow, including the difference between cash flow and profit, how to interpret the cash flow statement, how to calculate free cash flow, effective cash flow management, cash flow forecasting and projections, and ways to boost cash flow. The focus is on providing practical, hands-on advice to entrepreneurs and small-business people, including video segments and commentary from industry-leading practitioners and subject matter experts. The course also offers how-to lists and advice, interactive games, and review questions to ensure mastery of the material.

Included with your course is a one (1) year complimentary subscription to Inc. Magazine ($19.99 value). Your subscription will start with the current issue. Inc. Magazine publishes 6 issues a year.

Follow this link to register: https://catalog.mindedge.com/rsu19/courses/1955/managing-cash-flow

Enter code RSU19 at checkout for a limited time discount!

Class has begun

Blockchain Unlocked: Understanding Bitcoin

with Gerod Bonhoff

Feb

Next session: February 26th to May 21st, 2025

$75 More Info

Dive into the world of cryptocurrency and blockchain in this engaging 12-week hy- brid course (in-person and virtual). Explore blockchain fundamentals, Bitcoin essentials, smart contracts, decentralized fi nance (DeFi), and trending use cases. Learn to set up a crypto wallet, make your fi rst transaction, and navigate centralized (CEX) and decen- tralized exchanges (DEX). Discover security best practices, lending protocols, liquidity pools, and how to conduct your own research. Perfect for beginners and enthusiasts ready to unlock the potential of cryptocurrency and Web3!

Spring Into College Savings: The Alfond Grant and Maine’s College Savings Program

with Michelle Radley

Apr

Next session: April 2nd, 2025

Price not available More Info

Joining us – College Savings Superstar Alfond Foundation member, Caroline Palmatier

Maine families have access to two valuable programs to assist with saving and paying for education after high school: the $500 Alfond Grant and Maine’s College Savings program. While these initiatives offer great benefits, understanding each of their features can sometimes be challenging. Whether you’re a parent, guardian, or student, this session will provide you with information to make the most of these valuable resources. Join us to improve your understanding and take steps towards a successful educational future!

Successful Scholarship Searches and Applications

with Jessica Whittier

Feb

Next session: February 26th, 2025

Price not available More Info

Scholarships can go a long way in helping students cover college costs, but being successful in the scholarship application process can take some work. In this session you’ll learn to build and work on your own scholarship application plan. You’ll also learn about and try out different scholarship websites, learn how to best use a scholarship information tracker, and learn to avoid some of the challenges of the scholarship process. Students and parents interested in learning about the scholarship process can join Jessica Whittier, College Access Counselor with the Finance Authority of Maine for this 1-hour workshop as we talk about scholarships.